Chapter 6
Trapped in One's Own Scheme

Clearly, the answer couldn't be found through a search engine. Determined, Wang Tie Niu turned to Bihu to search for the answer, but again, there was nothing. However, a bunch of related questions made Wang Tie Niu chuckle.

More than 20 minutes passed, and a Ping An Insurance loss assessment vehicle slowly pulled over to the side of the road. A thin, shrewd man in his 40s, accompanied by two young men, hurried towards the Mecan. Wang Tie Niu thought for a moment, put away his phone, and slowly strolled towards them.

"Ms. Qin, based on our inquiries, your third-party insurance coverage for this year is 100 million yuan. We will inform you about the specific details of the damage to your car later today or tomorrow at the 4S shop. It's just that the other car..."

"What about the other car?" Qin Xian Chen eagerly asked. "The other car is a Bugatti, the specific model is still unknown..."

"It's a Bugatti Chiron," Wang Tie Niu interjected, "Who are you?" The middle-aged man leading the insurance team raised his glasses in confusion. "The other party involved in the accident," Wang Tie Niu chuckled.

Upon hearing that Wang Tie Niu was the car owner, the three insurance personnel were shocked and looked him up and down. This guy, while clean and tidy, truly didn't seem like someone who could afford a Bugatti.

"What's the matter?" Qin Xian Chen fiercely glared at Wang Tie Niu and continued to press the insurance assessor.

"This car is made entirely of carbon fiber, the front part is completely caved in. It can't be repaired here, there's no way to repair it. It has to be sent back to the factory. It will cost at least a few million," the middle insurance assessor, despite a tinge of sympathy, reluctantly delivered the news that Qin Xian Chen couldn't accept.

It was as if a deafening thunderclap exploded above her head. Qin Xian Chen felt a darkness descend, momentarily believing she was hallucinating. "This car will cost millions to repair?" She couldn't believe it.

"The Bugatti Chiron costs 30 million yuan after landing. It's such a shame it got crashed like this. Three to four million yuan is definitely needed," a young insurance assessor looked at the Chiron lying silently on its side with a hint of regret. It seemed he was also a car enthusiast.

Qin Xian Chen couldn't hear anything else. She felt dizzy and unreal. "How much will your insurance company pay?"

"Your Porsche Mecan also needs about 100,000 yuan worth of repairs. Even if we pay, you'll still need to pay around 2 to 3 million yuan," another young insurance assessor picked up the conversation. Qin Xian Chen didn't respond, and the scene fell silent.

The two young insurance assessors greedily admired Qin Xian Chen's furrowed brows, which didn't detract from her beauty. They exchanged a silent glance and swallowed. "She's so beautiful, but this time we'll be paying a hefty sum."

Seeing the stalemate, the middle insurance assessor took out his phone and checked the time. "Alright, Ms. Qin, we'll arrange a tow truck to take your car to the 4S shop for repairs. You should be able to drive it again in about a week."

"As for you..." He turned to Wang Tie Niu. "My surname is Wang," Wang Tie Niu replied. "Mr. Wang, how about this? We'll tow your car to the repair shop for now. We'll contact the manufacturer later and see if it's better for you or us to contact them directly to get a solution as soon as possible. Whether it's shipped back or an engineer is sent to assess the damage."

"Okay, thanks for your hard work. That's settled then," Wang Tie Niu shook hands with the middle-aged insurance assessor. He returned to the car and retrieved his bag, documents, purchase papers (the system provided these, kept in the glove compartment), and other items.

He opened his bag, counted out 1,000 yuan and slipped it into the middle insurance assessor's hand. "It's hot, have a cold drink to beat the heat. Ask your insurance company tomorrow if they have contact information for Bugatti. I can't speak French," Wang Tie Niu said with a smile.

"No, no, no... definitely, definitely..." The middle insurance assessor quickly declined. "Take it, it's out of respect for you. It doesn't mean anything else." Wang Tie Niu said lightly. His young face looked out of place with these words, but combined with his Bugatti Chiron owner status, everything felt natural.

"Alright, since Mr. Wang has spoken, then we'll take it. Thanks, Mr. Wang. This is my business card. If you ever need me, feel free to call," the middle insurance assessor handed Wang Tie Niu a business card with both hands and shook his hand firmly. He pulled his two clueless young insurance assessors along and quickly got into the car, leaving.

Qin Xian Chen watched this unfold coldly. When the insurance personnel left, she looked at this ordinary man who could potentially burden her with millions in debt with animosity. She didn't want to say anything to him and turned to leave.

"Wait, leave your phone number. It's good to discuss the compensation matter slowly," hearing the latter half of the sentence, Qin Xian Chen reluctantly took out her phone and let Wang Tie Niu take down her number. Wang Tie Niu immediately dialed her number, let it ring once, and then hung up. "My name is Wang Tie Niu." After that, he waved his hand and hailed a taxi.

Even though Qin Xian Chen was in a terrible mood, when she heard the name Wang Tie Niu, she almost couldn't help but burst into laughter. "He looks ordinary, and his name is so casual. Is he serious?" Qin Xian Chen thought to herself. But then she remembered that he was about the same age as her, or maybe a year or two younger, and was already driving a tens of millions of yuan sports car. He also caused her to potentially take on millions in debt. She couldn't help but feel dejected, wilting like a frost-bitten eggplant by the flower bed.

When Qin Xian Chen gathered her wits and finished packing her belongings in the car, she waited for the tow truck to arrive and gave them the keys to take the car to the 4S shop. In a daze, she took a taxi back home. She didn't even notice the driver's greedy gaze,

After all, she was just a 19-year-old college sophomore. What happened today came too quickly and too suddenly, causing her a severe mental blow. All she wanted now was to lie down on her soft bed and get a good night's sleep, hoping that when she woke up, everything would be a dream.

Back in her own home, Qin Xian Chen called her classmate and said she wouldn't be able to go to the movies because something came up. Without further explanation, she silenced her phone, changed into pajamas, and collapsed onto the bed, motionless.

"What are you still looking at? You two think you have any chance with that beauty?" The middle-aged insurance assessor drove the car, seeing that his two newly recruited apprentices were still looking back longingly, he couldn't help but mock them.

"Brother Li, that woman is really beautiful. She looks like a college student. Her looks aside, her figure is really... really..." The young insurance assessor in the passenger seat's eyes lit up, his saliva flying, his hands gesticulating wildly.

"That's right, the guy driving the Bugatti looks like a sneaky villain. He doesn't say much but I'm sure he has bad intentions. That woman is going to be his victim."

"You still know he drives a Bugatti! You two should take a good look at yourselves and see how much you weigh. With his wealth, what doesn't he have?" The middle-aged insurance assessor, who was at a red light, saw that it was a 99-second red light, so he simply put it in neutral, pulled up the handbrake, and turned to continue educating them.

Suddenly, he remembered something and took out the 1,000 yuan Wang Tie Niu had given him. He thought for a moment and then pulled out two 50 yuan bills from his own pocket. "Here, I get 500, and you two get 250 each."

"Brother Li, this isn't right. How can you give 250?" The two couldn't help but complain. "No, you each get 200. I see you two are 250. Don't gossip about rich people's affairs in the future. Go back and help me diligently find out how to contact Bugatti. If you help them well, there might be benefits. The man just drops a few crumbs and it's enough for us to eat," the middle-aged insurance assessor tempted them.

"Brother Li is awesome!" "It's good luck to be at the scene with Brother Li, there's extra money to be made." "250 is 250, there's no shame in taking money." The car was filled with cheerful air for a while.

When Qin Xian Chen woke up, she felt lazy and her mind was blank. She didn't want to move, just stared at the clock on the wall. When the clock ticked to 17:30, she finally came to her senses, sat up, picked up her phone, prepared her emotions, and dialed a number: Sister! Help!