Hong Kong Island in the 80s was like a high-speed train,
its economy booming,
hot money everywhere,
as long as you had the heart,
finding money wasn't difficult.
The prerequisite was,
to find the right person.
Lu Wen Dong was an insider,
he knew where to find his peers,
and convince them.
Lu Wen Dong found his target in an ice cream parlor not far from the Hang Seng Bank in Wan Chai,
Du Li Sha!
A loan officer at the Wan Chai Bank of Commerce!
The title sounded impressive,
in reality,
she was just a loan officer.
Moreover,
Lu Wen Dong judged that her suit cost no more than a thousand Hong Kong dollars,
in Wan Chai,
and she was a loan officer at that,
this configuration spelled two words - failure!
Hong Kong Island's main businesses were real estate and finance,
among them,
banks were paramount!
Generally speaking,
those who worked in banks,
while facing high work pressure,
enjoyed high salaries,
their profession was considered middle-class in Hong Kong,
which was already quite good!
However, Lu Wen Dong observed that Du Li Sha was simply dressed, wearing light makeup,
and loved to eat sweets...
All of this indicated,
this woman's business performance was mediocre,
she definitely needed a long-term partner.
At the same time,
Lu Wen Dong believed that this woman hadn't truly entered the financial world,
those who do finance,
could be summed up in three words,
no shame, no morals, no conscience!
He believed,
with this woman's current state of mind,
she might not even be able to keep her monthly performance!
He was her savior!
"Hi."
The impeccably dressed Lu Wen Dong sat down opposite Du Li Sha,
startling her,
she looked up at Lu Wen Dong, his demeanor extraordinary,
and his eyes gleaming with brilliance,
she swallowed the curse that was about to escape her lips: "Sir, there are many empty seats."
The sense of boundaries among Hong Kong people was quite distinct.
"Miss Du Li Sha, I came specifically to find you."
Lu Wen Dong smiled, his teeth showing,
radiant,
exuding an air of heroism,
for a woman about to drown,
it was fatal.
Du Li Sha mumbled, "Specifically to find me?"
"That's right."
Lu Wen Dong pulled a business card from his pocket and handed it over: "I am Lu Wen Dong of Eastern Emperor Company, the group is currently involved in catering and film production."
"We are currently filming a movie at the Diamond Hill Studio, with a total investment of 12 million."
12 million,
a big production!
Du Li Sha was immediately awestruck,
she quickly wiped the oil stains from her lips and hands with a napkin,
then took the business card: "So you're Mr. Lu."
"What can I do for you?"
Lu Wen Dong saw that she seemed a little nervous,
he thought,
this person might have just transferred to be a loan officer.
"Miss Du, you're in loaning, I came to you of course to talk about a loan."
Du Li Sha said weakly, "Then you should go to the bank to find me."
"I think when doing business, any place is the same, the most important thing is that we get along."
Lu Wen Dong said, "Borrowing money is a big deal, the person matters."
"Just like when you lend money, you not only look at the company, but also the person."
His voice was magnetic,
causing Du Li Sha to be stunned.
Du Li Sha stammered, "Mr. Lu, are you looking for a loan for your movie?"
"The bank hasn't opened that service yet."
Lu Wen Dong was pretty sure,
this was still just a newbie,
so he smiled, "No, our company just rented a storefront between Causeway Bay and Victoria Park, we're going to open a restaurant."
"Oh, catering is good."
Du Li Sha's eyes flickered: "The bank does have a renovation loan."
"However, Mr. Lu, the place you mentioned doesn't seem suitable for catering."
"If a place is generally recognized as suitable for catering, I believe its profit margin will be very low."
Lu Wen Dong said, "Our company's positioning is different."
"I have already signed a contract with the landlord, the monthly rent is 500,000, payable every three months."
"Now we are preparing to apply for a loan of 5 million from your bank."
"5 million?"
Du Li Sha was stunned,
this wasn't a renovation loan,
it was a loan for rent, right?
"Mr. Lu."
Du Li Sha said tactfully, "This doesn't seem very reasonable."
"No, no."
Lu Wen Dong smiled slightly,
he pulled out his business plan from his pocket and handed it over: "Our company has a complete plan, and we also have a detailed repayment plan."
"Miss Du."
Lu Wen Dong said, "You are a professional financial person, you should know that the charm of finance lies in making money flow, making money from money."
"Right now, our company needs money, your bank needs to lend money out to earn interest, and you need performance."
"Coincidentally, our repayment plan is also very well-developed."
"It's a win-win for everyone."
Du Li Sha took a closer look,
it turned out,
this guy wanted to open a buffet restaurant,
she had been to this type of restaurant before,
it was very popular,
but the prices were high as well.
Seeing that Lu Wen Dong wanted to do a budget buffet,
Du Li Sha was immediately bewildered: "Mr. Lu, budget? Can it make money?"
Lu Wen Dong smiled slightly: "I've heard that some lunchbox companies have been around for over a decade, their prices have always been 15 Hong Kong dollars per box, why can they still operate?"
"Miss Du, sometimes, business doesn't have to be about huge profits, but about the rate of capital turnover."
"Do you agree with this point?"